A climatic hazard is a phenomenon or event likely to cause damage. In the case of climate change, it can be punctual and sudden (so-called “extreme” hazard) or progressive (so-called “gradual” hazard).

Main regulators are recomending the analysis of the impact of climate risk into physical assets, the focus should be centered into these main hazards

Focuses on specific hazards. It provides datasets containing information about the intensity and frequency of hazard events: Riverine Floods, Coastal Floods, Wildfire, Extreme wind, Chronic heat, Drought, Subsidence and Landslide and Water Stress.

The platform consolidates detailed information on assets at risk, such as buildings, agricultural areas, or infrastructure, including their descriptions, precise locations with longitude-latitude coordinates, total estimated values in euros, risk for insurance purposes, and a proxy for the insured value.

We have a comprehensive set of damage functions that provides the probability (in terms of average loss ratio and standard deviation) of the hazard’s impact on each type of asset. Additionally, we incorporate impact curves that offer the probability of exceeding a specific damage state based on the measure of its intensity.

We asses financially the risk of the impact damage on the specific assets or corresponding portfolio.